Timeshare Loans and Refinancing by LightStream

Low rates. Great service. That's Lending Uncomplicated.®

TrueShares has teamed up with LightStream to offer funding or refinancing for timeshares, at low interest rates.

At TrueShares, we are vacation club owners ourselves, so we understand the magic and joy vacation ownership can bring to families when visiting their slice of vacation paradise. Our goal is to turn this dream into a reality by making the buying process simple and affordable. With LightStream, TrueShares helps to finance prospective timeshare buyers who would love to travel more, and save money by owning their vacation, while providing affordable monthly payment options to make it all possible.

When you have good credit, you deserve low-interest financing. LightStream’s simple online application makes it easy to apply for funds from $5,000 to $100,000 in minutes. If your application is approved, you can quickly get funds deposited directly into your account so that you can focus on your purchase rather than the financing. LightStream always offers competitive, fixed rates and excellent service for your best financing experience yet. (We may be compensated by LightStream through this link.)

  • Good to excellent credit only
  • $5,000 to $100,000
  • Competitive fixed-rates
  • Flexible terms
  • No fees, no prepayment penalties
  • No appraisals or home equity requirements
  • No collateral necessary
  • Fast and easy online process
All loans are subject to credit approval by LightStream.

© 2023 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.

How The Financing Process Works


Complete App

Simply fill out our no-obligation credit application to get approved in minutes OR choose our Guaranteed Approval – No Credit Check Option page.

Select Your Property

Pick a property to buy on the resale market. We work with the best, licensed and highly skilled resellers across the country. Once you have a contract accepted, we will work directly with your reseller or agent and title company to get all the loan documents prepared quickly and accurately.


After ROFR (right of first refusal) is waived, you will receive your closing package from your title company. Included in this package will be your Mortgage and Loan Documents as we work directly with your title company on your behalf to supply the funds. Sign and have notarized! Then return originals to the title company.

Complete Closing

Once the title company has all signed, notarized originals back they notify us, and we electronically wire the funds the very same day so you can close quickly and easily!


Welcome Home! Find your confirmation email at closing the same day! Time to ENJOY your new ownership! Congratulations and Welcome!
Our Partners:
TrueShares is dedicated to providing a safe and active marketplace that connects people from all over the world that are looking to buy, sell, or rent timeshares.

Toll-Free: 1-877-638-6138
International: 1-929-259-8983
Email: info at trueshares.com