Timeshare Financing - Apply for a Timeshare Loan Today

Low Interest Rates & Fast Approval

Learn About Vacation Club Loans Referred by TrueShares!

TrueShares Trusted Resale service offers you Easy Loan Approval, Low Interest Rates and No Hidden Fees with Vacation Club Loans!

Vacation Club Loans is a family-run company with more than 65 years of combined experience in the timeshare industry. At TrueShares and Vacation Club Loans, we are both Vacation Club owners ourselves, we understand the magic and joy it brings to our family trips to their deluxe villas.

Vacation Club Loans was founded in 2016 out of our desire to provide financing to families who would love to travel more, and save money by owning, while providing affordable monthly payment options making it all possible. Since opening, our business has grown through referral buyers just like you that experienced “great”, “a joy to work with”, and “so responsive” processes.

We are proud to hold an A+ rating and are members of the Better Business Bureau adhering to the highest ethical standards.

Vacation Club Loans also holds a Consumer Finance License and adheres to all Consumer Financial Protection Bureau laws as well as confidentially laws provided to our US and Canadian borrowers. Be assured your information is safe and will never be shared by us. (Please make sure you only work with licensed lenders and if they say, “they don’t need a license”, beware!)

About Vacation Club Loans

Financing for up to 5-10 years depending on resort and timeshare financing all starting at 11.9% and up to 15.9% no matter what your credit score is with our Guaranteed Approval.

*Mortgage interest is tax deductible, and you will receive a 1098 tax form.

12.9% guaranteed rate on DVC re-financing for any loan transferred from another lender including Disney direct with a credit score of 650 or better.

No Credit Check option.

Financing for resales & direct sales.

All loans have NO prepayment penalty after 90 days (about 3 months).

For all other brands of timeshares including Marriott, Hilton, Hyatt, Westin, and more can be financed for up to 5 years.

How The Financing Process Works

Complete App

Simply fill out our no-obligation credit application to get approved in minutes OR choose our Guaranteed Approval – No Credit Check Option page.

Select Your Property

Pick a property to buy on the resale market. We work with the best, licensed and highly skilled resellers across the country. Once you have a contract accepted, we will work directly with your reseller or agent and title company to get all the loan documents prepared quickly and accurately.

Sign

After ROFR (right of first refusal) is waived, you will receive your closing package from your title company. Included in this package will be your Mortgage and Loan Documents as we work directly with your title company on your behalf to supply the funds. Sign and have notarized! Then return originals to the title company.

Complete Closing

Once the title company has all signed, notarized originals back they notify us, and we electronically wire the funds the very same day so you can close quickly and easily!

Enjoy

Welcome Home! Find your confirmation email at closing the same day! Time to ENJOY your new ownership! Congratulations and Welcome!